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Borrow with clarity

Loans & credit

Structured facilities for property, working capital, and special situations — with transparent pricing mechanics and a single view of obligations in your banking app.

Keys and home ownership
Mortgages and credit with clear terms

Mortgages & property

Fixed and floating options for primary residences and investment stock, with stress-tested affordability and solicitor coordination.

Working capital

Revolving lines tied to cash conversion cycles, invoice quality, and covenant monitoring.

Specialist

Lombard lending, aircraft, and art-backed facilities for qualified clients — by invitation.

Servicing

Drawdowns, prepayments, and rate resets surfaced in the same workspace as your deposits.

Important: Lending is subject to status, affordability, security, and regulatory checks. Representative rates and APRs are examples until we issue a formal personalised offer. Online applications and calculators give an indication only; a dedicated underwriter reviews every case before funds are released.

Discuss your borrowing needs

Open an account to establish a relationship profile; a banker will follow up for regulated applications.

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Common questions

Quick answers about London Bankers Trust.

How do I register for online banking?
Choose Open an account, complete the form, then sign in with your email and password. You’ll receive a welcome message and can start using your dashboard straight away.
How do transfers work?
From your dashboard, choose the account to pay from, then either another of your accounts or someone else’s account number. Enter the amount and reference. For payments to another person’s account number, we use email OTP and your transfer security code to protect you.
What about international payments?
We support GBP as your primary currency and provide clear information on international transfers, including FX references, cut-off times, and beneficiary checks. Full details are on our International transfers page. If you need a specific currency or corridor, our support team can walk you through what’s available.
How do I verify my email?
After you sign in, open Settings on your overview and use Send code, then enter the one-time password we email you. If you don’t receive the message, check spam folders or contact support so we can confirm your address.
How do I get help?
Visit our Help & support page for guides and contact options, including phone and email. Signed-in customers can also use notifications and secure messages where enabled.
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